Blog

How record-high national debt impacts mortgage rates and the housing market

The ongoing government shutdown is hindering the economy in numerous ways. Among the most notable: The nation’s debt is ballooning. The Treasury Department reported on Thursday that the national debt has exceeded $38 trillion — a previously unattained level of federal indebtedness. While that may seem like a problem outside the scope of your daily life, it…

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Daily Update 10-16-25: Mortgage Rates Quickly Approaching Long-Term Lows

Despite a stark absence of any truly inspiring events, interest rates have managed to put in two fairly serious days of movement. In today’s case specifically, there was an obvious intraday surge in the underlying bond market. While that surge wasn’t readily attributable to any data or news headline, it prompted many mortgage lenders to reissue lower…

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USDA Loans Available in Kauai

USDA Loans Nice Option for Zero Down Kauai County current loan limit for 2025 is $888,700 Income Calculator: https://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state Property Eligibility Calculator: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp Call/Email/Text for additional qualifying information

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Reverse Mortgages

Are you considering a Reverse Mortgage? If so, you probably have many questions or concerns such as: Is a reverse mortgage right for me? What are the benefits of a reverse mortgage? What are the types of reverse mortgage payouts? That’s where we come! Let our experts help answer your questions about the reverse mortgage…

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CONTACT INFO

5-4280 Kuhio Hwy #G-210-C
Princeville, HI 96722

LICENSING

NMLS# 232489
NMLS# 1850
CA BRE# 01215943

Licensed by the Dept of Financial Protection and Innovation under the CRMLA

Not Available in New York

Equal Housing Opportunity

© 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.