When credit bureaus sell consumer information after a mortgage inquiry, it is known as “trigger leads.” This practice has historically been legal, but a new law, the Homebuyers Privacy Protection Act, was signed in September 2025 to largely prohibit it, effective March 5, 2026.  Understanding Trigger Leads When you apply for a mortgage, the lender pulls your credit report,…

2026 Conforming Loan Limit for Hawaii is now $1,249,125 2026 FHA Loan Limit for Kauai County is now $1,110,900 2026 FHA Loan Limit for Maui County is now $1,299,500 2026 FHA Loan Limit for Honolulu County is now $828,000 2026 FHA Loan Limit for Hawaii County is now $586,500    

Estimate Airbnb rental revenue for any address in the United States How does the Rabbu Airbnb calculator work? https://rabbu.com/airbnb-calculator Rabbu has gathered the data of millions of Airbnb listings across the United States to calculate the earning potential of any address entered on its calculator. This is done using a series of algorithms and formulas that…

Heading into the week, we knew there was a high bar for any legitimate mortgage rate fireworks. In addition to a dearth of scheduled events with the power to cause volatility, the last two weeks of the year don’t tend to see big changes in the bond market.  There are exceptions, but 2025 wasn’t one…

Zillow is facing a class-action lawsuit that claims the company used its powerful lead generation programs to steer homebuyers toward its own mortgage business — and rewarded agents who went along. The complaint, filed Nov. 7 in federal court in Seattle, alleges that Zillow violated federal and state consumer protection laws by creating a system of…

The ongoing government shutdown is hindering the economy in numerous ways. Among the most notable: The nation’s debt is ballooning. The Treasury Department reported on Thursday that the national debt has exceeded $38 trillion — a previously unattained level of federal indebtedness. While that may seem like a problem outside the scope of your daily life, it…

New Helpful info for 2026- See Link: https://www.cnbc.com/2025/10/09/2026-federal-tax-brackets.html?__source=iosappshare%7Ccom.microsoft.Office.Outlook.compose-shareextension

Great online resource for flood insurance- check out www.NeptuneFlood.com  Neptune offers flood insurance for residential, commercial, and condominium buildings, featuring elevated limits and optional coverages to protect against flood damage.

USDA Loans Nice Option for Zero Down Kauai County current loan limit for 2025 is $888,700 Income Calculator: https://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state Property Eligibility Calculator: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp Call/Email/Text for additional qualifying information

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