Excited for upcoming online auction 2/12 – 2/26/25 In person auction at One Hanalei on 2/26/25 Visit  https://NorthShoreGive.org for more detailed information

Conforming Limit (non-jumbo) $1,209,750 FHA 1 Unit $1,110,900 FHA 2 Unit $1.422,150 Jumbo pricing still very competitive and very close to conforming in many scenarios (call/text for customized quote)

As expected, the Federal Reserve trimmed another 25 basis points from its benchmark interest rate in November, bringing it to a target range of 4.5%-4.75%. The reduction, approved unanimously by the Fed’s policy-setting Federal Open Market Committee (FOMC), was the second straight rate cut from the Fed following September’s long-awaited 50-basis-point cut. The statement released…

Check out Mashvisor to access data for any market and make informed decisions –    https://www.mashvisor.com/data/princeville-hawaii   Investing in Real Estate and Vacation Rentals  Simplified – Stay ahead in real estate with up-to-date and accurate data, enabling informed decisions and maximizing opportunities    

Excited to be a part of 2025 annual auction committee at North Shore Give non-profit- please take a look at: https://northshoregive.org/ to learn more  

Hawaii Business Magazine identified the leading real estate companies and invited them to submit their Top Performers. This page profiles many of these Top Performers in real estate. Consider these agents and companies when preparing to make your next real estate transaction (color coded by island!!) See Link https://www.hawaiibusiness.com/2024-top-performers-in-real-estate/    

Buyers now able to access higher 2025 Hawaii conforming (non-jumbo) loan amounts in Q4 2024 which is great news! 2025 conforming amount in Hawaii has increased to $1,209,750 which is about $60k higher than 2024   Jumbo pricing (above $1,209,750) has been looking very impressive lately as well        

Element Mortgage has multiple lending relationships including local Hawaii banks, specialty condo lenders, and large national lenders- Call or text 808-989-2540 to discuss strategy or get pre-qualified same day

Please Visit This Article from Hawaii Life For Information and Ways to Help: MAUI- How You Can Help (Click Read More to See Link)

Buyers able to access Q4 2022 which is great news! This amount up from current $970,800 amount. Best way to do less than 10% down is to keep loan below the $1,073,000 amount