Conventional Loans

Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.

CONTACT INFO

5-4280 Kuhio Hwy #G-210-C
Princeville, HI 96722

LICENSING

NMLS# 232489
NMLS# 1850
CA BRE# 01215943

Licensed by the Dept of Financial Protection and Innovation under the CRMLA

Not Available in New York

Equal Housing Opportunity

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.